Important Service Disclaimer

Please Note

We provide guidance, not investment or product advice.

No guarantees of financial results are made. Results may vary between individuals.

The information and services on this website are intended to support your financial planning journey. All content is general in nature and not tailored as investment, product, or legal advice. Please consult a licensed professional for advice specific to your situation.

General Notice

Our subscription service is designed for ongoing support and practical guidance. We do not offer or recommend financial products, nor do we receive commissions from third parties. The information provided is based on experience with Australian regulations and market conditions.

Limitation of Liability

Use of our services and website is at your own discretion and risk. We are not liable for loss or damages arising from reliance on the information provided.

We cannot guarantee the accuracy or completeness of all content at all times.
We are not responsible for decisions made solely on the basis of our guidance.
No liability for indirect, incidental, or consequential damages.
Our total liability is limited to the amount paid for your subscription.

Accuracy of Information

While we strive to keep information current and accurate, changes in laws or personal circumstances may impact outcomes. Always seek professional advice before making decisions.

Information is provided as general guidance only and may not reflect recent changes.

Professional Advice

Our team offers general financial planning support, not specific investment or product advice. Consult a qualified professional for detailed recommendations.

External Links

Links to external sites are provided for convenience only. We do not control or endorse content on third-party sites and are not responsible for their accuracy or practices.

Results Disclaimer

Results from our guidance may differ for each client. No guarantee is made regarding specific financial outcomes.

Variations in Results

Each individual’s circumstances are unique, and results can vary depending on several factors beyond our control.

Financial Services Disclaimer

We do not provide or recommend investment products or specific financial instruments.

No investment, product, or tax advice is given through this service.
We do not offer, promote, or sell investment, insurance, or lending products.
All guidance is intended to be general and not tailored to individual investment needs.

Jurisdiction Notice

Our services are intended for Australian residents and subject to local laws.

All content and advice are based on Australian regulations. Use outside Australia may not be appropriate or permitted.

This website and services are governed by the laws of Australia.

Users must ensure compliance with local rules if accessing from outside Australia.

Indemnification

By using our services, you agree to hold us harmless from losses or claims related to your use of this website or our guidance.

Severability

If any part of this disclaimer is found invalid, the remaining sections will remain in effect.

Modifications

We reserve the right to update this disclaimer at any time. Changes will be posted on this page.

Contact Us

If you have questions about this disclaimer, please get in touch with our team.

Contact Email: content@ararlunaubara.com

Phone Number: +61.7.3816.3069

Postal Address: 570 Bourke Street, Level 17 & 24, Melbourne, VIC 3000 Australia

Effective Date: August 24, 2025

Last Updated: August 24, 2025